:root {
  --font-sans: "Inter", sans-serif;
  --font-serif: "Playfair Display", serif;
  --color-navy: #0a3258;
  --color-gold: #d4a760;
  --color-bg: #f3f6fb;
  --color-card: #ffffff;
  --color-text: #1f2a44;
  --color-muted: #4b5a78;
  --color-border: #d9e1ee;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--color-text);
  background:
    radial-gradient(circle at 20% -10%, rgba(212, 167, 96, 0.12), transparent 34%),
    radial-gradient(circle at 90% 10%, rgba(10, 50, 88, 0.15), transparent 38%),
    var(--color-bg);
  line-height: 1.65;
}

h1,
h2,
h3,
.font-serif {
  font-family: var(--font-serif);
}

.skip-link {
  position: absolute;
  top: 12px;
  left: 12px;
  z-index: 40;
  transform: translateY(-180%);
  transition: transform 0.2s ease;
  background: var(--color-navy);
  color: #fff;
  text-decoration: none;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  padding: 10px 14px;
  border-radius: 999px;
}

.skip-link:focus {
  transform: translateY(0);
}

.legal-shell {
  width: min(1040px, calc(100% - 32px));
  margin-inline: auto;
}

.legal-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: linear-gradient(135deg, rgba(10, 50, 88, 0.98), rgba(9, 39, 68, 0.98));
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  color: #fff;
  backdrop-filter: blur(10px);
}

.legal-header-inner {
  min-height: 92px;
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 0;
}

.legal-brand {
  display: flex;
  align-items: center;
  gap: 14px;
  min-width: 0;
  width: 100%;
}

.legal-logo {
  width: 52px;
  height: 52px;
  border-radius: 10px;
  flex: 0 0 auto;
}

.legal-head-copy {
  min-width: 0;
  flex: 1 1 auto;
}

.legal-kicker {
  margin: 0;
  color: var(--color-gold);
  text-transform: uppercase;
  letter-spacing: 0.2em;
  font-size: 11px;
  font-weight: 700;
}

.legal-title {
  margin: 0;
  font-size: clamp(24px, 3vw, 34px);
  line-height: 1.15;
}

.legal-title-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-top: 2px;
}

.legal-home {
  text-decoration: none;
  color: #fff;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.04em;
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.24);
  white-space: nowrap;
  flex: 0 0 auto;
}

.legal-home:hover {
  border-color: var(--color-gold);
  color: var(--color-gold);
}

.legal-main {
  padding: 28px 0 40px;
  display: grid;
  gap: 18px;
}

.legal-card {
  background: var(--color-card);
  border: 1px solid var(--color-border);
  border-radius: 18px;
  padding: 24px;
  box-shadow: 0 12px 30px -26px rgba(13, 36, 64, 0.5);
}

.legal-card h2 {
  margin: 0 0 8px;
  color: var(--color-navy);
  font-size: clamp(24px, 2.4vw, 34px);
}

.legal-card h3 {
  margin: 22px 0 8px;
  color: var(--color-navy);
  font-size: clamp(22px, 1.9vw, 30px);
}

.legal-card p {
  margin: 0 0 10px;
  color: var(--color-muted);
  font-size: 17px;
}

.legal-list {
  margin: 0;
  padding-left: 22px;
  color: var(--color-muted);
  font-size: 17px;
}

.legal-list li + li {
  margin-top: 8px;
}

.legal-link {
  color: var(--color-navy);
  font-weight: 600;
}

.legal-footer {
  text-align: center;
  color: #6b7892;
  font-size: 12px;
  padding: 8px 0 30px;
}

@media (max-width: 760px) {
  .legal-shell {
    width: min(1040px, calc(100% - 22px));
  }

  .legal-logo {
    width: 44px;
    height: 44px;
  }

  .legal-title {
    font-size: clamp(22px, 7vw, 30px);
  }

  .legal-home {
    padding: 8px 12px;
    font-size: 12px;
  }

  .legal-card {
    padding: 18px;
  }

  .legal-card p,
  .legal-list {
    font-size: 16px;
  }
}